it’s important to cover all your bases. Taxes, inflation, and market
volatility are just a few of the concerns that can make it seem overwhelming.
Should you pass too soon, you want to help your family have the means to maintain their lifestyle without you.
Also, when you retire, you hope to have enough money so you don’t outlive your savings. The FFIUL has four key
features for you and your family that may help make the planning process easier:

• Death benefit protection
• Growth potential
• Downside protection
• Tax advantages